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Student Loans

Federal Student Loans 

At Palm Beach State College, we want our students to be highly educated and informed. If you are considering the possibility of borrowing a Federal Direct Student loan to help pay for your education, please ensure that you understand your rights and responsibilities. For more information on the Federal Loan program, visit

Borrow only what you need. 

You must repay loans, including principal and interest. 

  • Direct Subsidized Loans: Loans made to eligible undergraduate students who demonstrate financial need to help cover the costs of higher education at a college or career school.
  • Direct Unsubsidized Loans: Loans made to eligible undergraduate, graduate, and professional students, but eligibility is not based on financial need.
  • Direct PLUS Loans: Loans made to parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid. Eligibility is not based on financial need, but a credit check is required. Borrowers who have an adverse credit history must meet additional requirements to qualify. 

Students will view the loans they are eligible for in their financial aid awards tab in Workday. If you choose to borrow the loan, you will Accept the loan and complete the next steps.  If you choose not to borrow, you will decline the loan.  

Before your loan funds can be disbursed, you will be required to complete the following: 

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